At Northwest Farm Credit Services, we understand the diverse needs of ag producers. Helping young, beginning, small and minority producers get started ensures a solid future for agriculture and rural communities. AgVision is our nationally recognized program designed to meet the needs of customers with at least one of the following characteristics:

• 35 years of age or younger.
• 10 years or less agricultural experience.
• Recognized minority:  African American, Native American, Alaskan Native, Hispanic, Asian, and Pacific Islanders.
• Producer with annual gross farm production of less than $250,000.

Financing Options
Young, beginning, small or minority producers may have difficulty finding adequate financing. AgVision offers financing at competitive rates with possible loan fee reductions.

Financing includes:

• Real estate purchases -- including loans to acquire a farm, ranch, timberland or additional acreage.
• Operating expenses -- including credit for planting and harvesting expenses such as feed, seed, and fertilizer, as well as family living expenses.
• Livestock and equipment purchases -- includes financing for livestock, new or used machinery or vehicles.
• Refinancing existing debt -- refinance mortgages and contracts or consolidate other debts to obtain terms tailored to fit your repayment schedule.

Program Features
The AgVision program has less-restrictive underwriting standards. Customers who may not qualify under normal programs may qualify under AgVision standards. The AgVision program includes:

• Competitive interest rates – All qualifying loans receive preferred rates.
• Reduced or waived fees – Applicants receive fee reductions or waivers, depending on circumstances.
• Knowledgeable staff – AgVision program participants work closely with Northwest FCS credit officers to build financial management skills as they develop their operations.
• Educational benefits – AgVision participants are invited to conferences and workshops for financial and management training. They may also receive reimbursement funds to apply toward computers, education, etc.
• Mentor Program – Participants are encouraged to work with a mentor to increase their management skills.
• Leadership Opportunities - Through our Local Advisor Committee, participants can strengthen leadership skills by serving as a reference for new program applicants, offering ideas and suggestions to the Northwest FCS Board, and providing valuable feedback on our customer service.

Business Management

At Northwest FCS, we're committed to the success of your operation and will assist in providing the business management tools you need. Many educational resources are available which include access to business and financial management programs, as well as training and resources needed to develop a business or marketing plan.

Web Resource

Click here to access an exciting new web resource for young farmers.

Contact your local Northwest FCS office for more information on AgVision. Or call our Customer Service Center at 1-800-743-2125.